Health insurance…many of us have it. It does help with doctor visits, trips to the emergency room, medications… Did you know you can get insurance for your pets??
The average annual preventative care (wellness) visit for a dog is around $200 without heartworm or flea prevention. Cat annual visits are around $150. Most pet owners remember this from year to year and can plan for this. It’s the unexpected you can’t always plan for, such as illness or injury. And as pets age, there’s always the chance that they could develop a chronic condition requiring more frequent visits and continuous medications.
Suburban Animal Clinic recommends that all pet owners look into pet health insurance. There are many companies out there that offer pet health insurance, however, one company rises above the rest in plans offered, cost, and deductible. ASPCA Pet Health Insurance has been around since 2006 and is underwritten by the Hartville Group.
- There are several options of plans available, including a wellness option that covers basic vaccines, heartworm/flea prevention, and routine dental cleanings
- Pets as young as 8 weeks can be covered
- Pets are never ‘kicked off’ insurance due to age or health
- Annual deductible as low as $100
- Receive up to 90% reimbursement for veterinary costs
So how does pet insurance work? You as pet owner signs your pet up for coverage (choose the best plan for you!). You pay the monthly premium. When your pet visits the veterinarian, take your claim form with you and ask your vet to fill it out. You pay the full bill to your vet at the time of the visit and submit your claim form to the insurance company. The insurance will then reimburse you based on your plan. In fact, with ASPCA and direct deposit, most claims are reimbursed in as little as 24 hours!
Nearly every time you and your pet walk through the door of your veterinarian’s office, ASPCA Pet Health Insurance can help you out. What’s not to like about that?! For more information click on the links below. You can even request a free quote online instantly!
http://www.aspcapetinsurance.com/pet-insurance-default.aspx
http://www.aspcapetinsurance.com/learn-about-pet-insurance/cat-insurance/cat-insurance-101.aspx
http://www.aspcapetinsurance.com/learn-about-pet-insurance/dog-insurance/dog-insurance-101.aspx